Customer Owned Banking Code of Practice Review



The independent review of the Customer Owned Banking Code of Practice (COBCOP) has now commenced, with COBA appointing Phil Khoury, Principal of cameron.ralph.khoury to undertake the review. Phil is a former financial services regulator and for the past 19 years, has been a consultant working in governance effectiveness and in regulatory and self-regulatory advice. He has conducted numerous independent reviews, including the most recent review of the Code of Banking Practice. 

As part of the review, a number of submissions addressing the Terms of Reference and Issues Paper have been received, and Phil is currently in the process of reviewing these submissions. Phil is also consulting with a number of key stakeholders before he submits a draft report to COBA.
For more information and updates on the COBCOP review, visit


COBCOP Contacts

Sally Mackenzie
Director - Strategy & Stakeholders
P: +61 2 8035 8450
M: +61 412 721 663
Email Sallycontact-arrow