Our Management

The management team of the Customer Owned Banking Association.

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Michael Lawrence

Chief Executive Officer

Mike is the Chief Executive Officer of the Customer Owned Banking Association (COBA), the industry body for Australia’s credit unions, building societies and mutual banks, following his appointment on 4 December 2017.

In April 2018, Mike became a Director of the World Council of Credit Unions (WOCCU), the peak international body for the credit union movement globally, and currently serves as Chair of WOCCU. In 2019, he was appointed a Director of the Australian Mutuals Foundation.

He was Managing Director of AMP Bank for 8 years and was responsible for all day to day operations of the organisation, together with the responsibilities associated with running an ADI.

Prior to this, Mike undertook senior roles in all distribution channels of banking, namely, Corporate, Commercial and Retail and having done so across three continents, Australia, UK and USA.

Mike is passionate about community involvement and using his skills that have been acquired over a very fortunate career in playing his part in helping others, more recently as Vice Chair of Heart Research Australia and the many activities associated with Special Needs.

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Stephanie Elliott

Chief Impact Officer

Stephanie Elliott is COBA’s Chief Impact Officer, leading COBA’s advocacy functions, including policy and government relations.

Prior to joining COBA, Stephanie served as a judicial associate, a lawyer, a federal and state public servant, a ministerial adviser and a senior manager of government relations within the financial sector.

Outside of work, Stephanie is the chair of a non-profit organisation. Stephanie holds a Bachelor of Laws, a Bachelor of Arts and a Master of Laws from the Australian National University. Stephanie is based in Canberra.

Leanne Vale

Leanne Vale

Chief of Financial Crimes and Cyber Resilience

Leanne is Chief of Financial Crimes and Cyber Resilience, leading COBA’s Financial Crimes team in the delivery of specialist technical advisory to members, sector representation, financial crimes training and events, regulatory risk and policy interpretation in Payments, Financial Crimes and Cybersecurity governance portfolios and the national coordination of COBA’s law enforcement and industry stakeholders.

With more than 30 years’ management experience in the financial services sector she has held roles within Australian major, regional and customer owned banks across regulatory compliance, audit and financial crimes risk management. A former sworn Australian Federal Police Officer, Leanne’s holds an Advanced Diploma in Finance, Masters of Business Administration (CSU), Cybersecurity Governance and Risk (RMIT) and Cybersecurity Executive Leadership CERT (CMU) in addition to being a qualified Certified Fraud Examiner (CFE) and Certified Anti- Money Laundering Specialist (CAMLS). Leanne is based in Brisbane.

Leanne is currently on long service leave and will be returning May 2025. Until her return, Martin Latimer, COBA’s Head of Financial Crimes and Cyber Resilience will be acting in Leanne’s role.

 

Adeline Siew

Adeline Siew

Head of Business Services

Adeline is the Head of Business Services at COBA. She is responsible for the Finance & Accounting functions, Human Resource and Operations of COBA which include overseeing the Small Australian Mutuals Network.

Adeline is a finance, accounting and business professional with over 16 years’ experience in the financial services sector. Prior to joining COBA, she has held various roles in Westpac, specialising in accounting, risk and managed funds operations. Adeline relishes the opportunity to work with diverse teams and support the development and growth of individuals in reaching their full potential.

Adeline holds a Bachelor of Commerce from the University of New South Wales and is a Certified Practicing Accountant. Adeline has a strong passion for the mutual sector and currently sits on the Board of Trustees for the Australian Mutuals History.

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Brad Pragnell

Head of Strategy

Brad is COBA’s Head of Strategy and works in close collaboration with COBA’s Board, Members and Leadership Team. He is responsible for sector strategy development, strategic policy initiatives and COBA’s own corporate strategy. Brad is based in Sydney.

Prior to joining COBA, Brad consulted in North America, South Asia, East Africa and Australia to industry associations, NGOs and ADIs on a wide range of strategic and policy issues within banking and financial services. Brad was the Head of Industry Policy at AusPayNet between 2008 and 2016 where he provided strategic policy leadership on the development of the New Payments Platform (NPP). He has also held senior leadership roles with the Association of Superannuation Funds of Australia (ASFA) and CPA Australia.

Brad holds a Bachelor of Arts from the University of Manitoba, a Master of Industrial Relations from Queen’s University (Kingston, Canada), a Master of Community and Not-for-Profit Management from the University of Technology, Sydney, and a PhD from the University of New South Wales.

Jen Miller

Jen Miller

Company Secretary and Head of Risk

Jennifer is Company Secretary & Head of Risk, managing COBA’s corporate secretarial responsibilities, together with governance, risk and compliance, to ensure the organisation meets its statutory and legal obligations.

Jennifer has been a passionate supporter for the customer owned banking sector since 2005 and prior to joining COBA, held various roles in the customer owned banking sector in compliance, risk, corporate governance and company secretariat.

Jennifer has a Bachelor of Laws and Business Management from the University of Queensland and is a GAICD.

Outside of work, Jennifer enjoys reading, pilates, cooking and wrangling her toddler. Jennifer is based in Sydney.

 

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