P&N Bank

We’re P&N Bank. We’re a customer-owned bank proudly based in Western Australia. As a customer-owned bank we have no third-party shareholders, so we reinvest our profits back into the business for the benefit of all those who choose to bank with us.


  • Savings account
  • Personal loan
  • Term deposit
  • Credit card
  • Home loan
  • Insurance

Contactless Payments

  • Google Pay
  • Apple Pay
  • Samsung Pay
  • Garmin Pay
  • Fitbit Pay


  • Mobile banking app (iOS or Android)
  • Instant payments (e.g. PayID)

Bank Channels

  • Digital bank
  • Bank at post
  • In a branch

Professions / Businesses

  • Police
  • Emergency services

Operating In

  • Western Australia


  • Western Australia

Hear it first

Four times a year we’ll send you helpful banking tips and inspiring stories from our members.