Own Your Banking

Our model is the only alternative to the big banks that can claim it is solely customer focused – 100% of profits are used to benefit customers. And this is what we’re communicating through the ‘Own Your Banking’ campaign. Learn more.

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The Royal Commission put the spotlight on banking misconduct. It’s now time to focus on competition. The seemingly endless cycle of misconduct can be partly explained because of the market power of the biggest players. The solution to this problem is action to promote competition.

COBA’s proposes a four-step agenda to boost competition and benefit consumers in retail banking. Read our Competition Agenda.


Latest News

COBA welcomes ACCC inquiry

The Customer Owned Banking Association welcomes the Australian Competition and Consumer Commission’s inquiry into home loan pricing and competition in the retail banking market.

COBA speech on the impact of increased regulation on competition – Future Banking Forum, 10 October 2019

It’s been eight months since Commissioner Kenneth Hayne handed down the final report of the Financial Services Royal Commission and its 76 recommendations. Eight months since Commissioner Hayne’s awkward photo opportunity with Treasurer Frydenberg.

Research finds almost 90 per cent of customer owned banking customers satisfied with their institution

Almost 90 per cent of customers of customer owned banking institutions declared themselves satisfied with their institutions, according to new research from Roy Morgan.


Customer Owned Banking puts people before profits

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COBA celebrates a fantastic

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