Own Your Banking

Our model is the only alternative to the big banks that can claim it is solely customer focused – 100% of profits are used to benefit customers. And this is what we’re communicating through the ‘Own Your Banking’ campaign. Learn more.

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The Royal Commission put the spotlight on banking misconduct. It’s now time to focus on competition. The seemingly endless cycle of misconduct can be partly explained because of the market power of the biggest players. The solution to this problem is action to promote competition.

COBA’s proposes a four-step agenda to boost competition and benefit consumers in retail banking. Read our Competition Agenda.


Latest News

'I do?' Australians urged to report scammers ahead of Valentine's Day

The Customer Owned Banking Association (COBA) is warning Australians against the manipulative wiles of romance scammers ahead of Valentine’s Day. According to the Australian Competition & Consumer Commission’s Scamwatch, almost 4,000 dating and romance scams were reported in 2019, with losses of more than $28.6 million.

Customer owned banks on the front foot of delivering the First Home Loan Deposit Scheme

Customer owned banks have experienced a surge of interest from potential home buyers ahead of 1 February, when the majority of loans under the First Home Loan Deposit Scheme will be released.

Phone scammers target vulnerable banking customers in bushfire impacted communities

The Customer Owned Banking Association is warning banking customers in bushfire impacted areas to be alert to scam phone callers falsely claiming to represent a monitoring service.


Customer Owned Banking puts people before profits

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COBA celebrates a fantastic

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